Register to Win
a $500 gift certificate!
Registration form must be completed in full for drawing. By filling out this form, you authorize Ashley to contact you with special offers and events. You may opt out at any time. Must be 18 years or older to enter.
Financing
The Ashley Advantage Program offers multiple benefits to our current cardholders and new members of the Ashley HomeStore family.
These advantages include a variety of financing options, exclusive savings events, loyalty programs and account management tools.
Financing Options
Your local Ashley HomeStores offer financing options with approved credit so you can get the style you want and the value you need while paying over time.
Buy today - pay over time!
Synchrony
Style your home now, pay over time.
- Get a decision in seconds with no impact on your credit bureau score.
Progressive
Spread out the cost of big purchases without needing all the money up front. Own your item(s) in 12 months or less.
- No Credit Needed^^
- Instant Decision
- Flexible Payments
- 90-Day Lease-to-Own Option**
^^Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
**Standard agreement offers 12 months of ownership. 90-day and other early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
Affirm
Pay over time without the late fees. Now accepting in-store applications!
- Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus.
- Request a virtual card
- Use your virtual card at the register
- Must be in store to apply
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR
Koalafi
With Koalafi you'll receive:
- Flexible payment options
- Superior service
- Lease-to-own financing
- Easy-to-use interface
- No Credit Needed*
*We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.
Concora Credit
Concora Credit provides:
- An easy application process.
- Quick decisions.
- A welcome packet with information on making payments and future purchases.
We accept Visa, MasterCard, Discover, American Express, Checks and Cash.
